金融集聚对海洋经济增长的影响

A Research on the Impact of Financial Agglomeration on Marine Economic Growth

金融集聚是一个地区金融发展的核心因素,通过聚集金融资源促进地区的金融发展,进而带动整个地区的经济发展.文章以沿海11省市为研究对象,通过构建面板数据模型,从银行业、证券业、保险业三个角度分析金融集聚对海洋经济增长的影响.随后,应用中介效应模型,探讨了金融资源配置和产业结构水平的中介效应.结果表明:银行业、证券业、保险业的集聚均对海洋经济增长起到了正向的促进作用,金融资源配置和产业结构水平都是促进海洋经济增长的中介路径.

Financial agglomeration is the core factor of a region’s financial development.It promotes the regional financial development by gathering financial resources,and then drives the economic development of the whole region.Based on the panel data model,this paper analyzes the impact of financial agglomeration on marine economic growth from three perspectives of banking,securities and insurance.Then,using the intermediary effect model,the paper discusses the intermediary effect of financial resource allocation and industrial structure level.The results show that(1)the agglomeration of banking,securities and insurance industry has played a positive role in promoting the growth of marine economy;(2)the allocation of financial resources and the level of industrial structure are the intermediary paths to promote the growth of marine economy.