摘要
近年来因"校园贷"引发的恶性事件已屡见不鲜。本文对当前大学生的网贷使用情况进行了调查,揭示出"校园贷"中存在着诈骗频发、息费不明、暴力催款等不良现象,对大学生造成了一定的危害,并从国家相关部门、学校、校园贷企业和学生自身等四方面提出解决大学生校园贷问题的措施。
In recent years,vicious incidents caused by"campus loan"have been common.This paper investigates the current situation of College Students’use of online loans,reveals that there are many undesirable phenomena in"campus loans",such as frequent fraud,unclear interest rates and violent reminders,which have caused certain harm to college students,and puts forward measures to solve the problem of College Students’campus loans from the relevant departments of the state,schools,campus loan enterprises and students themselves.
基金
江苏省研究生科研与实践创新计划项目“‘互联网+’模式下的‘校园贷’现状及应对策略研究”(项目编号:KYCX18_1322).
关键词
互联网金融
“校园贷”
网贷
internet finance
"Campus Loan"
internet loan
