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我国商业银行房地产贷款风险成因与防范 被引量:2

The Causes and Prevention and Treatment of Real Estate Loan Risk of Chinese Commercial Bank
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摘要 我国商业银行房地产贷款业务的发展具有自身的特殊性,本文从我国实际情况出发,对我国商业银行房地产贷款风险产生的特殊原因进行了深入分析,并在此基础上,通过借鉴国内外商业银行房地产贷款风险研究成果和结合我国商业银行房地产贷款风险管理实践经验,提出了商业银行房地产贷款风险防范措施。 The development of Chinese commercial bank's business on real estate has its own particularity. The thesis is aimed at Chinese actual situation, thoroughly studies the special causes of its real estate loan risk of commercial bank. Based on this, through using the domestic and foreign study on real estate loan risk of commercial bank for reference, combining Chinese risk management practice of commercial bank's loan for real estate, it establishes the preventive measures of real estate loan risk of commercial bank.
作者 王妙英
出处 《北京城市学院学报》 2003年第1期53-56,共4页 Journal of Beijing City University
关键词 贷款风险 通货膨胀 房地产泡沫 风险防范 loan risk currency inflation real estate foam risk preventing
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  • 1丛诚.住房抵押贷款证券化探讨[J].住宅与房地产,1999,(1).
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  • 3《演进着的信用风险管理——金融领域面临的巨大挑战》,John B.Caouettee,Edward I.Altman Paul Narayanan,石晓军等译,机械工业出版社,2000.
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