摘要
民间金融问题在世界范围内既是一个现实的问题,也是一个理论问题。它往往既是金融创新的源泉,也是金融制度变迁的初始状态,中国改革开放几十年,不管政府的态度如何,民间金融活跃的现实是不容置疑的。当前,民间金融不论从理论上,还是从政策上都存在一系列的问题,本文仅就如下四个问题阐述我们的观点,国内外民间金融的范畴比较问题;市场经济发展与民间金融问题的关系;民间金融的发展是金融深化还是金融浅化的结果;民间金融的发展趋势与金融制度的变迁。更深层次地,我们认为:对民间金融基本理论问题的认识事实上是对金融制度变迁的一个具体阐释。
Civil financing is not only a realistic problem, but also a theoretical problem. During the several decades China implemented reform and open - up policy, civil financing has been no doubt booming no matter what attitude the government took at it. Currently there are still many problems concerning civil financing. This paper mainly deals with four problems as below: the scope of civil financing, the relations between the development of market economy and civil financing, whether the development of civil financing is the result of financial deepening or financial shoaling, the development trend of civil financing. In fact, the study of these provides us with an empirical footnote and special angle of view for the transition of financial institutions.
出处
《金融研究》
CSSCI
北大核心
2004年第8期100-111,共12页
Journal of Financial Research
关键词
民间金融
民营金融
非正式金融
制度变迁
civil financing privately operated financing, informal financing, institutional transition