摘要
近几年来,我国商业银行面临的内外环境的变化,使得发展中间业务更具迫切性。我国四大国有商业银行中间业务虽然有了一定的发展,但同发达国家相比,仍有着明显的差距。针对我国商业银行中间业务存在的问题,依据当前我国所具备的条件,发展我国商业银行中间业务需在转变观念、破除制度瓶颈、提高服务水平、加强创新等方面加大力度。
In the recent years, China's commercial banks have been faced with the challenges of both internal and external circumstances and they find it urgent to develop off-balance sheet business. The paper focuses on the analysis of the existing problems of the domestic merchant banks and the characteristics of the off-balance sheet business as well as the main factors dominating the business development. And the paper, in terms of the current conditions, makes some suggestions about the development of the off-balance sheet business.
出处
《国际经贸探索》
CSSCI
北大核心
2004年第5期39-43,共5页
International Economics and Trade Research
关键词
商业银行
中间业务
非利息收入
merchant banks
off-balance sheet business
non-interest income
