信用制度创新:中国票据市场有序发展的必由路径

Improve the credit system of the bill market in China

票据市场发展的本源问题是信用问题,即信用观念存在误区、信用制度约束软化、缺乏有效的市场退出机制、缺乏权威信用评估机构和完善的信息披露制度。在此基础上从市场环境的构建和信用管理制度的创新方面提出了几点建议,即构建法治和信用环境、建立信息披露制度和信用评级制度、完善商业信用制度等。

The original problem of bill market is credit problem. Namely the scarcity of credit notion, the soften of the restriction, the scarcity of market dropping out mechanism and authority credit evaluation machinery and flawless information reveal regime. Several suggestions are given on the basis of these from the construction of market environment and credit government system: namely the constitutions of law and credit environment, the establishment of information reveal regime and credit evaluation system, the improvement of commercial credit system.