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建立和完善以风险评估和监控为核心的银行监管制度 被引量:1

Establishing and Improving the Bank Supervisory Framework Based on a Risk Evaluation and Control Focused Procedure
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摘要 作为一项公共政策,银行监管的目的是稳定金融秩序和保护公众利益。如何保证监管质量、降低监管成本,是摆在每个银行监管当局面前的紧迫课题。本文以风险为核心银行监管理念为指导思想,通过对发达国家银行监管的经验和中国《股份制商业银行风险评级体系》、《商业银行风险预警指标体系》进行分析和对比,认为提高监管质量和降低监管成本必须进一步完善银行监管中的风险评估与评级环节。 As a public policy, the objective of bank supervision is to maintain the stability of financial system and to protect public interests. How to assure the quality of supervision and at the same time lower the supervision costs are challenges faced by regulatory authorities in all countries. After compared the bank supervision experiences and practices in developed countries and the newly published “Provisional Risk Assessment System for Joint-Stock Commercial Banks” and “Commercial Bank Risk-Forecasting Index System”, this paper proposes that it is necessary to improve risk assessment rating system in order to raise supervision quality and reduce supervision burden to the banks.
作者 王敬伟 刘锋
出处 《南开管理评论》 CSSCI 2005年第5期63-66,共4页 Nankai Business Review
关键词 商业银行 银行监管 风险评估 风险 评级 监管效率 监管成本 银行监管制度 股份制商业银行 风险预警指标体系 Commercial Bank Bank Supervision Risk Evaluation Risk Rating Supervision Efficiency Supervision Costs
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参考文献4

  • 1刘锋,王敬伟.加拿大金融监管框架及对我国金融监管的启示[J].金融研究,2004(1):87-97. 被引量:14
  • 2Federal Reserve System. Framework for Risk-focued Supervision of Large Complex Instituions. 1997, 27(October).
  • 3The Office of the Superintendent of Financial Institutions.Supervision Framework. Canada, 1999.
  • 4Barth, James R., Caprio, Gerard, Levine, R.. Financial Regulation and Performance: Cross-country Evidence. Working paper, 1999.

二级参考文献10

  • 1Supervision Framework, the Office of the Superintendent of Financial Institutions, 1999.
  • 2Office of the Superintendent of Financial Institutions Act, Canada, 2001.
  • 3Bank Act, Canada, 2001.
  • 4Introduction to the Supervisory Framework Ratings Assessment Criteria, the Office of the Superintendent of Financial Institutions,2002.
  • 5Composite Risk Rating Assessment Criteria, the Office of the Superintendent of Financiallnstitutions, 2002.
  • 6OSFI's Competency Modd, the Office of the Superintendent of Financial Institutions, 2002.
  • 7Corporate Governance Guideline, the Office of the Superintendent of Financial Institutions,2003.
  • 8Guide to Intervention for Federal Financial Institutions, the Office of the Superintendent of Financial Institutions, 2000- 2002.
  • 9Canada's Bank, Department of Finance, Canada, 2002/8.
  • 10The Canadian Financial Services Sector, Deparment of Finance. Canada, 2002/6.

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