理财市场2005年回首与展望

Wealth management market 2005：Retrospective and perspectives

2005年国内商业银行加强产品和服务创新。本币理财市场陷入低谷，但外汇理财市场却风景独好；人民币结构性存款成为理财市场的最大创新，2006年，银行将会进一步加强产品和服务创新，银行间市场也特为理财业务的资产配置提供更大的空间。

In 2005, domestic commercial banks focused on product and service innovation, RMB wealth management experienced a sluggish market; while the foreign currency wealth management market showed signs of a boom, RMB structural deposits became the most significant innovation in the wealth management market. Looking into 2006, banks will further strengthen product and service innovation, and the interbank market will offer greater space for the underlying asset allocation of the wealth management business.