统筹城乡发展亟待完善农村金融支持体系

The development of the rural financial support system is urgently required in the process of the overall planned economic development of towns and villages

本文通过对我国农村资本供给状况进行分析,发现看似完善的金融体系没有提供农村经济发展所需要的资金,未能有效地发挥金融机构的职能,指出统筹城乡发展亟待完善我国农村金融资本支持体系,提出使农村信用社成为农村金融资本支持体系的主体,使农业发展银行成为农村金融支持体系的有力支柱,引导商业银行为农业提供商业性金融服务,允许民间资本进入农村金融支持体系等对策建议。

Through the research about rural capital supplement condition, this text find complete financial system offer rural economy fund that development need seemingly, have not given play to the function of the financial institution effectively,points out that the development of the rural financial support system is urgently required in the process of the overall planned economic development of towns and villages. It Points out pool in urban and rural areas development demand perfection urgently of our country rural financial capital support system, it makes the rural credit office become the subject that rural financial capital supports the system to put forward, make the agricultural development bank become the effective pillar where rural financial capital supports the system, lead the commercial bank to offer commercial finance service for agriculture, allow folk capital to enter the rural capital and support relevant countermeasures and suggestions such as the system.