我国农村金融效率实证分析

An Empirical Analysis on Chinese Rural Finance Efficiency

通过对中国农村金融资源配置效率的实证分析,指出造成中国农村金融资源配置效率低下的原因是现阶段农村金融制度的有效供给不足,导致农村金融资源配置的帕累托条件无法满足,提出提高农村金融资源配置效率的关键在于创新农村金融制度。

From an empirical analysis on the rural financial resources allocation of China, it is pointed out that the low efficiency of the allocation results from the insufficient supply of the financial system at the present stage leading to the failure to satisfy the Pareto conditions of the rural financial resources allocation. It is put forward that the key to the enhancement of the efficiency of the rural financial resources allocation consists in the innovation of the rural financial system.