中欧中小企业融资结构与融资政策的比较

Comparison between China and EU in the Financing Structure and Financing Policy for SMEs

欧盟在中小企业发展方面的成功是有目共睹的,其在中小企业融资方面的经验是值得我们借鉴的,本文通过中欧中小企业融资现状与政策的对比,来发现欧盟中小企业融资经验对我国的一些启示。

In the course of China＇s opening-up and reform, the small and medium-sized enterprises are developing at an unprecedented rate, which has greatly contributed to the economic growth. A series of polices have been enacted by Chinese government to improve the financing environment for these enterprises in recent years. However, a research showed that 80% of such enterprises agreed that the financing environment had not changed or had even tended to deteriorate, which indicates that Chinese government should continue to improve the environment. By international comparison with EU in the financing structure and financing policy for SMEs, this paper has offered some proposals for how to improve China＇s financing environment.