我国商业银行利润效率研究

Profit Efficiency Study of Commercial Bank

利润效率是评价商业银行竞争力和经营绩效的重要指标。本文基于自由分布法,利用超越对数函数模型,对我国14家主要商业银行的利润效率进行了评估。我国商业银行平均的利润效率只有54．25％;股份制商业银行的平均效率比国有商业银行高。

This paper uses Distribution Free Approach in the framework of a Translog function to estimate profit elficiencies of 14 Chinese commercial banks. The mean profit efficiency is 54.25%. The mean profit efficiency of shareholding banks are both higher than state-owned banks＇. The profit efficiency is important index for evaluating the competitiveness and the performance of commercial bank.