摘要
在以国家垄断型供给主导的国有商业银行制度变迁中,国家效用是一个重要变量,产权结构则是改革的关键因素。本文试图用制度经济学的逻辑对国有商业银行股份制改革进行分析,由此得出以下结论:第一,国家效用函数随着经济的发展和环境的改变发生变迁,由控制偏好转向效率偏好;第二,2003年前国有银行改革之所以成效不明显,是因为改革没有触动产权结构这一关键变量,仅是技术性边界的扩展而没有实现结构性边界的移动;第三,在满足国家效用和制度变迁的逻辑后,通过全面的制度设计,改变单一产权结构的国有商业银行股份制改革也便成为合乎情理的逻辑。
In the course of institutional change of government-dominated supply of China＇s state-owned commercial banks, state utility is an important variable, property rights structure is a key factor. This paper draws a brief conclusion by institutional analysis： Firstly, state utility function has transferred from control preference to efficiency preference with the development of economy and change of circumstance. Secondly, that the reform of state-owned banks before 2003 had little effect is due to unchanged monopoly of state-owned property rights. Thirdly, joint-stock reform of state-owned commercial banks is logical on condition of state utility and system transfer.
出处
《南开经济研究》
CSSCI
北大核心
2007年第3期132-143,共12页
Nankai Economic Studies
关键词
国有商业银行
国家效用
产权结构
制度变迁
State-owned Commercial Banks
State Utility
Property Rights Structure
