非正规金融对吉林省农村经济增长的影响

The impact of informal finance on rural economic growth in Jilin Province

从积极和消极两个方面探讨了非正规金融对吉林省农村经济增长的影响。积极影响主要表现在促进吉林省农村经济发展、解决农民和中小企业融资难的困境、促进吉林省农村金融市场发展等;消极影响表现在农村区域金融不稳定、非正规金融的利率失控致使实体经济负担加重等。我们应发挥非正规金融对吉林省农村经济增长的积极作用,克服其消极因素,力求促进非正规金融在吉林省的合理发展。

This paper discusses the impact of informal finance on rural economic growth in Jilin Province from positive and negative aspects.The positive aspect is mainly reflected in the promotion of rural economic development,the resolving of the difficulties in financing for farmers and small and medium-sized enterprises,the promotion of rural financial market development in Jilin Province and so on.The negative aspect manifests in the financial instability in rural areas and the burden of the real economy resulted from the floating interest rate of informal finance.Therefore,we should make the informal finance play a positive role in rural economic growth in Jilin Province,overcome negative factors and promote the rational development of informal finance in Jilin Province.