科技型中小企业的知识产权质押融资之路

Roads for Small and Medium-sized S&T Enterprises to Raise Funds through Intellectual Property Pledge

发展知识产权质押的金融业务,是打通科技型中小企业融资渠道的有效方式,对知识创新型社会的发展起到重要的促进作用。文章分析了我国目前知识产权质押的发展现状,阐明了知识产权质押贷款融资的制约因素,提出了科技型中小企业知识产权质押融资的思路和对策。

Developing financial businesses of intellectual property pledge is an effective way for small and medium-sized ST enterprises to open up new financing channels,which can exert positive impacts on building knowledge-innovation- oriented society.The article analyzes the status quo of intellectual property pledge in China,expounds the constraining factors on pledged loans financing of intellectual property and proposes some thoughts and tactics for small and medium-sized ST enterprises to raise funds through intellectual property pledge.