试论当代金融信息化

On Contermporary Financial Information

在当代“信息革命”浪潮席卷下，金融领域中出现了“金融信息化”这一新兴趋势。“金融信息化”引起金融领域中的重要变革，在金融理论方面主要表现为金融科学工程化，而在实务方面则表现为金融市场虚拟化、国际金融市场一体化和金融资产的“证券化”。虽然当代金融信息化发展迅速，但在这一进程中，仍存在着一些不可忽视的问题，如金融安全问题、信息时代的“南北问题”和相关法律问题。

Information Revolution' has greatly changed traditional financial theories and Practice. With thetide of advanced information technology, the editional descriptive and analytical financial theories have turnedinto 'financial engineering', which employs lots of mathematical models to analyse financial phenomena andpromote financial innovations. The rapid Progress of information techelogy also has significant impact on traditional financial Practice. Previously, both currecies and financial markets have to lake material forms. Butme they become increasingly virtualized, i. e. they are taking and will take the form of informationInformation Revolution also has greatly accelerated the integration of international financial markets and the 'Securitization' of financial assets. However, there are still serious problems in the process of financial informationisation, such as security issues, law issues and the widenimng-up between developing and developed countries.