我国沿海渔业互助保险发展历程及模式

Development of Coastal Mutual-aid Fishery Insurance and Its Model in China

渔业互助保险是政策性农业保险的重要组成部分,最初由民间互助组织建立以抵御渔业风险。随着渔业风险和互助组织规模的扩大,政府在制度发展过程中逐渐担当起重要责任,互助组织发展成为互助保险制度,作用也不断增大。文章主要对我国沿海渔业互助保险的发展历程进行了阶段划分,并总结了目前沿海地区在探索渔业互助保险制度过程中形成的模式,以此来理清我国沿海渔业互助保险发展的脉络。

Mutual - aid fishery insurance is an important part of policy - oriented agricultural insurance, originally estab- lished by the civil mutual - aid organization to protect against fishery risks. As expansion of fishery risks and mutual - aid groups, the Government has gradually played an important role in the development process, making mutual aid organiza- tions mutual - aid insurance systems. The paper divided the phasing development, discussed the model of the mutual - aid fishery insurance system in coastal areas to explore the development sequence.