第三方支付平台法律风险与防范——以PayPal模式为例

The Third Party Payment of Legal Risk and Prevention Platform——an Example of PayPal Model

第三方支付平台在网络技术急速发展的环境下应运而生,为社会经济发展起到了积极作用,但也出现了诸如第三方支付的主体资格模糊、信息泄露风险、在途资金使用不当风险等问题。本文以PayPal模式为例,运用法经济学等研究方法,对第三方支付平台在设立和交易过程中存在的各种风险进行了分析,从而提出防范措施。

The third party payment platform emerge as the times require in the rapid development of network technology environment, a positive role for the social and economic development, but the third main problems are fuzzy, information leakage , improper use of funds in transit. In this paper, an example of PayPal model, the use of law and economics research methods, on the third party payment platform in the establishment and existence of various risks in the transaction process is analyzed, thus put forward prevention measures.