基于互联网的小微金融机构征信服务平台建设研究

Research on Building Internet-based Credit Reference Service Platform for Small & Micro Financial Institutions

基于互联网的小微金融机构征信服务平台简化了小微金融机构信用信息报送方式,提供了基于互联网信用报告查询渠道,符合小微金融机构的实际需求。今后应增强面向小微金融机构的增值云服务功能,全方位支持小微金融机构信贷业务中的绩效管理、风险管理、客户关系管理,引导小微金融机构改进管理方式,提高管理水平,向现代金融企业经营模式转变。

Internet-based micro financial institutions credit reference service platform simplifies the credit informa- tion submission way for micro financial institutions, and provides internet-based channels of credit report inquiries, which meets the actual needs of small ＆ microfinancial institutions. In future, it＇s necessary to strengthen value- added cloud services for small ＆ microfinancial institutions, fully support small ＆ micro financial institutions in credit business regarding performance management, risk management, customer relationship management, and guide them to improve manaKement and build modern financial business model.