基于三方博弈的农产品物流金融信用风险研究

Research on the Tripartite Game of Agricultural Products Logistics Finance Credit Risk Management

为了加快中国农产品企业物流的建设,加速农村经济,因此就需要金融的支持,物流与金融的相结合是一个创新之举,也极有可能缓解中国农产品企业流通中融资难的问题,为农产品企业的融资提供新思路。在此背景下,对农产品物流金融的信用风险进行识别,运用博弈论的原理,试图通过分析农产品物流金融业务3个主体各自所承担的风险,分析信用风险产生的根源,并建立三方博弈模型,求出均衡条件下的解,讨论各种因素对3个主体之间决策的影响,最后提出对于农产品物流金融信用风险管理控制的建议,通过综合研究,希望有助于农产品物流金融业务的信用风险防范。

In order to speed up the construction of Chinese agricultural enterprise logistics and accelerate the rural economy, we need financial support. Combination of logistics and finance is an innovation. The innovation is very likely to alleviate the financing problem of China＇s agricultural enterprises. It provided a new idea for agricultural enterprises financing. In the paper, firstly, we need collect and analyze the developments of domestic and foreign agricultural products logistics and finance. Secondly, we use the principles of game theory, which tries to analyze each of the three main agricultural products logistics financial business risks, to find the game relationship that exists between both of them. Then, according to analyze the credit risk and establish a tripartite game model, to find a balanced solution and discuss the impact of various factors on the decision-making between the three main participants. Finally, puts forward agricultural products logistics financial credit risk control recommendations. We hope that our work could help make the credit risk prevention in practice.