摘要
发展家庭农场离不开金融支持,但家庭农场融资过程中面临着实物低值不足、信息不对称、经营高风险导致信用评级较低、金融需求多元化等问题,严重制约了家庭农场的发展。为此,本文在分析家庭农场金融支持体系功能定位的基础上,提出通过完善信用担保体系、健全融资机构组织体系、扩大农村金融产品体系、加强风险管控体系建设,以及积极吸纳互联网金融等方式对家庭农场提供金融支持,以助力家庭农场的发展。
The family farms can not develop without the support of financial services,but the family farm financing process is facing the shortage of physical collateral,information asymmetry,low credit rating caused by high running risk,the type expansion of the financial needs and etc.,which has seriously hampered the development of the family farm.After analyzing the function of the construction of financial support system for family farm,apractical policy of the financial support system for the development of family farms is proposed through improving credit guarantee system,constructing a sound system of financing institutions and organizations,expanding rural financial products system,strengthening risk management and control system construction,and including internet financing.
出处
《世界农业》
北大核心
2015年第8期38-42,231,共5页
World Agriculture
基金
天津市重点研究(应急)课题"天津市域边缘城镇发展模式研究"(14YYJ-19)