互联网金融是新型金融工具还是新的金融业态？--基于与美国比较的视角

Is the Internet Finance a New Financial Tool or New Financial Activities?Based on the Perspective of Comparison between China and America

本文通过互联网金融功能的国内外差异比较,分析其中的原因,从而对互联网金融在中国金融业发展历史长河中的演进趋势进行定位,揭开互联网金融的神秘面纱,为建立我国普惠金融体系开拓更多的空间。

Yu Ebao let the concept of internet finance become a hot topic in China.It triggered the China＇s internet financial thinking.China＇s internet financial is a blowout type development,new formats are forced to change the traditional financial.Is the internet finance a new financial tool or new financial industry,Is the situation temporary or long-term trend？Through their functional differences comparison,analysis of the reasons,so as to locate the evolution trend of internet financial development in Chinese financial industry in the long river of history,uncover the mysterious veil of internet finance,to open up more space for our country to establish inclusive financial system.