我国养老产业转型和优化发展的思考

Transformation and Optimization of China's Pension Industry

养老产业转型是养老产业优化发展的目标和结果,养老产业优化发展是其转型的重要路径与手段。养老产业优化和转型是应对人口快速老龄化需要,推动社会经济可持续发展的需要,是提高养老服务产业效率与层次的需要。我国目前的养老产业链、养老产品和养老服务业的发展与我国养老的现实差距较大,应采取相应措施加强宣传,改变传统观念;明确养老产业发展中的政府定位;加大政策扶持力度,健全相关法规制度;建立和完善养老产业投资、融资体制和行业标准;增强养老服务人员培训,提升服务专业化、职业化水平,提高对养老产业的有效监管力度,推进我国养老产业的转型和优化。

The optimization is one of the important means to pension industry transformation, and vice versa transformation is the definite goal and result of pension industry optimization. Pension industry optimization and transformation is the need of dealing with the explosion of ageing population, the need of the sustainable development of social economy, and the need of enhancing the level as well as the efficiency of pension service. At present, there is a huge gap in China＇s pension services, pension products and industry chain. Therefore, the following corresponding measures should be taken to advocate the endowment industry, such as to change the traditional ideas, clarify government function, intensify policy support, perfect relevant laws and regulations, establish endowment industry investment, financing system as well as industry standards, provide personnel training for pension services, enhance the level of specialization and professionalization, strengthen effective supervision on the pension industry, and to boost the transformation and optimization of the old - aged industry in China.