山西省新型城镇化进程中的金融支持研究

The research on financial support of new type of urbanizition in Shanxi Province

山西省新型城镇化建设成效显著,在人口、经济和社会层面上都取得了丰硕成果,然而城镇化建设过程中也面临着金融支持的困境,存在资金供需缺口显著、缺乏商业性融资渠道、金融支持体系不完善以及金融产品单一等问题。基于山西省地域经济特点,只有通过优化政府行为、商业银行机构和民间金融行为,才能突破困境,从根本上解决山西省新型城镇化建设中的金融支持问题。

New urbanization in Shanxi Province has made great achievement in the population level, economic level and so- cial level. However, it is also faced with many financial difficulties such as the existence of the gap between supply and demand of funds, lack of commercial financing, imperfect financial support and single financial products. Thus, based on regional economic characteristics, behaviors of the government, private financial institutions and commercial banks must be optimized in order to overcome difficulties and fundamentally solve the problem of financial support of new urbanization in Shanxi Province.