创新型企业知识产权融资模式现状综述

A summary of the current situation of intellectual property financing mode of innovative enterprises

创新型企业畅通的融资渠道是其发展的动力源泉,传统融资模式对轻资产重技术的创新型企业融资难以提供有力支撑,利用知识产权融资成为该类企业破解融资困境的渠道之一。现有的知识产权融资路径主要有质押、信托、证券化、融资许可四种模式,质押由于立法缺陷使得实际效果低于预期,信托服务模式与小微企业运营能力不吻合,证券化实务运作能力不完善,融资许可与企业融资不匹配,从而使得知识产权融资在实践中未能起到应有的融资作用,必须从制度上进行根本性变革方可真正发挥知识产权的价值。

Innovative enterprise financing channels is the source of its development, the traditional financing model of innovative enterprise asset light weight technology financing to provide strong support, one of the channels for the use of intellectual property financing is to solve the financing problems of this kind of enterprises. Existing intellectual property financing path mainly pledge, trust, securities and financing licensed four kinds of modes, pledge because of the legislative defects makes the actual effect is lower than expected, trust service mode and small micro enterprise operational ability doesn＇t agree with, securitization practice operation ability is not perfect, financial capital licensing and corporate financing does not match, which makes intellectual property financing in practice failed to play to its due role in financing must be from the system make fundamental change can really play the value of intellectual property.