论担保物权期间的效力

On the Efficacy of Time Period in Real Rights for Security

新出台的《担保法》解释基于物权法定主义规定当事人约定的担保期间无效。物权法虽以物权法定主义原则作基石却亦有意思自治之空间 ,物权法定主义仅指物权的种类和内容由法律规定 ,当事人不得自由创设 ,于此之外 ,应为当事人自治之领域 ,担保期间的约定就属当事人自治之范畴。承认当事人约定的担保物权期间的效力能够提高担保的信用 ,更好的发挥担保制度的立法功能 ,同时也能使当事人充分实现意思自治 ,体现民法的私法本质。故此 ,立法应当承认当事人约定的担保物权期间的效力。

The newly enacted Security Law announces invalid the time period of security agreed by the parties concerned according to the principle of legal real right. But except the categories and content of the real right regulated by laws, there should be a space for the autonomy of the will although with the principle of legal real right. Parties concerned should agree to the time period of the security and the legal permission to this agreement will strengthen the credit degree of security and exert the legislative function of the security system, and then display the essence of the civil law as the private law.