基于精准扶贫视角下的湖南省农户农业保险需求研究

Research on Farmers' Demand for Agricultural Insurance under Perspective of Targeted Poverty Alleviation

本文拟探讨基于精准扶贫视角下的湖南省农户农业保险的需求。本文通过对样本选县市展开问卷调查,运用logistic模型考查农户年龄、收入、受教育程度,尤其是精准扶贫政策对其投保农业保险需求的影响,结果表明精准扶贫政策的落实及其与农业保险补贴政策的结合对农户需求有较显著的影响。本文根据调查与分析的这些结论提出了相应的对策。

This paper discusses the farmers＇ demand for agricultural insurance under the perspective of targeted poverty allevia- tion. Through the sample questionnaire, we use the logistic model to examine the age, income, educational background of the farmers, esp. the influence of targeted poverty alleviation on the demand of the farmers for agricultural insurance and put fnrward eountermeas- ures for these conclusions based on the investigation and analysis.