甘肃省景泰石林资金互助社农户金融需求状况的调查

Investigation on Farmers' Financial Demand of Jingtai Shiling Financial Cooperative in Gansu Province

为了满足农户的资金需求,近年来国家高度重视发展合作金融;鼓励发展具有合作金融性质的农民资金互助组织。笔者对景泰石林资金互助社社员农户的金融需求进行了调查。结果显示,农户资金需求未能得到有效满足,资金供给量、金融服务水平和业务形式需进一步改进。为此建议拓宽资金互助社资金来源,建立制度保障机制。

In order to meet the financial needs of farmers,in recent years,the state attaches great importance to the development of cooperative finance,encouraging the development of rural financial cooperatives.Farmers’financial demand of Jingtai Shiling Financial Cooperative was investigated.The results showed that farmers are not satisfied for the demand of fund.Capital supply,level of financial services and business forms need to be further improved.Therefore,it is suggested to broaden the sources of funds of financial cooperative and establish a system guarantee mechanism.