基于VAR模型的金融发展与城乡收入差距关系实证研究

Research on the Relationship between Financial Development and Urban-rural Income Gap Based on the VAR Model

金融在精准扶贫中发挥着重要作用,为了使金融更好地服务实体经济,助力脱贫攻坚,促进城乡发展,基于安徽省1996-2016年统计数据,建立向量自回归模型,综合运用脉冲响应分析和方差分解等方法,对金融发展与城乡收入差距的关系进行实证研究。结果表明,金融发展规模扩大了城乡收入差距,金融发展效率能够缩小城乡收入差距。因此提出注重城市化内涵、促进城乡经济发展、发展普惠金融、深化金融改革、加强政府支持力度、落实精准扶贫等建议。

Finance plays an important role in targeted poverty reduction.In order to make the finance serve the real economy better and promote the urban and rural development.Based on the statistical data from 1996 to 2016 in Anhui province,the article uses the vector autoregressive model,the impulse response analysis and variance decomposition methods to research the relationship between the financial development and urban-rural income gap in empirical research.The results show that the scale of financial development enlarges the urban-rural income gap and the efficiency of financial development reduces the urban-rural income gap.Therefore,the article puts forward such suggestions as paying attention to the connotation of urbanization,promoting urban and rural economic development,developing inclusive finance,deepening financial reform,strengthening government support and implementing targeted poverty alleviation.