小微文化企业金融创新协同发展的南京实践研究

Practical research of the financial innovation and collaborative development of small and micro culture-based enterprises in Nanjing

南京在小微文化企业金融创新方面做了大量探索,积累了许多典型的金融支持案例,创建了受社会各界认可的"南京模式",但小微文化企业在融资方面仍然存在一些亟待解决的问题。通过对192家小微文化企业和56家金融机构的问卷调查发现,小微文化企业自身能力有限,融资渠道不畅,金融机构向小微企业提供的金融产品及服务的针对性有待进一步提高,契合小微文化企业的金融支持政策体系有待进一步完善等问题制约了其发展。因此,推动南京市小微文化企业金融协同创新需要加强企业创新与改革,增强自身融资能力;优化融资架构体系,拓宽融资渠道;准确把握金融需求,推进产品创新;完善中介服务体系,提高文化金融配套服务能力;加快出台配套措施,督促相关政策法规的落实完善;探索新型合作方式,整合各资源协同创新等。

Nanjing has made much exploration in financial innovation of small and micro culture-based enterprises, accumulated typical financial support cases, and created a "Nanjing Model" widely recognized by different sectors of society. However, there are still urgent problems to be solved in the financing of these enterprises. Through a survey of 192 small and micro culture-based enterprises and 56 financial institutions, we found that the enterprises’ own limited ability, the blocked financing channels, the not very targeted products and services by financial institutions, as well as the incomplete financial support policy system are the restricting factors for the development of these enterprises. Therefore, to promote the financial collaborative innovation of these enterprises in Nanjing, the following measures should be taken: Improve the innovation and reform of enterprises in order to enhance their financing capacity;Optimize the financing structure system and broaden financing channels;Accurately grasp financial needs and promote product innovation;Complete the intermediary service system to promote the ability of supporting financial services;Accelerate the issue of supporting measures and urge the implementation and improvement of relevant policies and regulations;Explore new forms of cooperation and integrate resources of collaborative innovation.