疫情期间公众的经济信心、财经价值观与支出行为意愿

People's Economic Confidence,Financial Values,and Willingness to Expend during the Outbreak of COVID-19 in China

本研究以全国30个省份的1074名公民为样本,通过问卷调查了新冠肺炎疫情下的公众经济信心、财经价值观(包括财富价值观和财经伦理观)与支出行为意愿的特点及其关系。研究发现:(1)疫情期间公众经济信心呈现短期信心低迷但长期信心向好的特点,同时短期与长期经济信心分别在性别、户籍、婚姻情况、出生代际等人口学特征以及收入水平上表现出不同的个体差异。(2)公众财经价值观水平表现出明显的个体差异,一方面表现为年龄更小、未婚配者较之更年长、已婚配者更为重视财经伦理,另一方面表现为个体的出生年代与财富价值观呈V型关系。(3)公众的支出行为意愿在性别、户籍、代际、学历、婚姻状况等人口学特征上存在显著差异,同时在支出类目上也表现出了明显的偏好。(4)收入水平、长期经济信心、财富价值观及财经伦理观对公众各类支出行为意愿有不同预测作用。

Based on a sample of 1,074 citizens from 30 provinces or regions in China,this study investigated the characteristics and relationship between economic confidence,financial values(including wealth values and financial ethics)and willingness to expend under the impact of the outbreak of COVID-19.The findings were as follows.(1) During the outbreak,Chinese citizens exhibited low short-term economic confidence and high long-term confidence.Meanwhile,short-term and long-term economic confidence also showed significant individual differences across gender,hukou status,marital status,birth cohort as well as income level.(2)There were individual differences in the level of financial values.On the one hand,younger or unmarried people had stronger financial ethics than older or married people.On the other hand,there was a V-shaped relationship between birth cohort and wealth values.(3)The people's willingness to expend had significant differences in demographic characteristics such as gender,hukou status,birth cohort,education and marital status,as well as obvious preference in expenditure categories.(4)Income level,long-term economic confidence,wealth values,and financial ethics exerted different predictive effects on the people's willingness to expend.