基于物联网+区块链的粮食供应链金融的新模式研究

Study on New Model of Food Supply Chain Finance Based on Internet of Things+Blockchain

中国是一个农业大国,传统农业在农业经济中一直处于主导地位。粮食金融不仅关系着农村经济的发展,而且与中国的粮食安全有很大的关系。传统的粮食金融过程存在着诸多问题,很大程度上限制了中国农业的发展和改革。随着信息技术的发展,智能出入库和智能仓储以及智能物流的应用使粮食信息化取得了巨大的进步,但未得到充分的利用。结合区块链技术、物联网技术以及相关的金融手段,设计了一个新型的粮食供应链金融新模式。该平台可以对企业的经营活动进行有效监管,解决用粮企业和储粮企业主体信用不足、抗风险能力低的问题。由于区块链技术的引入,整个过程公开透明且数据共享,同时也可以保证信息的安全性,为粮食供应链金融模式提供了一种新的思路。

China is a large agricultural country,traditional agriculture has been in the dominant position of the agricultural economy.Food finance is not only related to the development of rural economy,but also has a great relationship with China’s food security.There are many problems in traditional grain finance,which largely limit the development and reform of China’s agriculture.With the development of information technology,the application of intelligent storage,intelligent warehousing and intelligent logistics has made great progress in food informatization,but it has not been fully utilized.This paper combines blockchain technology,Internet of things technology and related financial means to design a new model of food supply chain finance.The platform can effectively supervise the business activities of enterprises,and solve the problems of insufficient credit and low risk resistance of grain users and grain storage enterprises.Due to the introduction of blockchain technology,the whole process is open and transparent and data sharing,which also ensuring the security of information,providing a new way for the food supply chain financial model.