互联网金融背景下金融科技发展分析

Analysis of Fintech Development Under the Background of Internet Finance

随着互联网的发展,人们对于金融产业有了全新的认识,具有互联网思维的金融产品给人们带来了前所未有的便捷,互联网金融环境下的金融产品也改变了人们的金融习惯。论文探索互联网金融背景下的金融科技发展问题,首先分析了互联网金融及金融科技的发展历程,随后阐述了金融科技在互联网金融背景下面临的挑战,以此为基础,探索未来金融科技发展的路径。

With the development of the internet,people have a new understanding of financial industry.Financial products with internet thinking has brought unprecedented convenience.Financial products in the internet financial environment have also changed people's financial habits.This paper explores the development of fintech under the background of internet finance.Firstly,it analyzes the development history of internet finance and fintech,and then expounds the challenges faced by fintech under the background of internet finance.Based on this,it explores the development path of fintech in the future.