浙江省各地市普惠金融发展水平测度及影响因素研究

Research on Measure and Influential Factors of Inclusive Finance Development Level in Zhejiang Province

文章选取浙江省11个地级市2012-2018年的相关数据从金融服务的广度、使用度、互联网金融三个维度进行普惠金融发展水平测度。在普惠金融的影响因素方面,实证结果表明经济发展水平、政府参与度、互联网覆盖率、受教育水平和收入差距存在正向关系,进而根据实证结果,提出相关发展建议。

This paper selects the relevant data of 11 prefecture level cities in Zhejiang Province from 2012 to 2018 to measure the development level of inclusive finance from three dimensions of the breadth,utilization,and internet finance.In terms of the influential factors of inclusive finance,the empirical results show that there is a positive relationship among economic development level,government participation,internet coverage,education level and income gap,and then the relevant development suggestions are put forward according to the empirical results.