商业承兑汇票发展研究

Research on the Development of Commercial Acceptance Bills

商业承兑汇票是商业汇票的一种,是由收款人签发并经过付款人进行承兑的汇票。在英国、美国等一些比较发达的国家,市场经济起源较早,票据市场的发展相对来说也比较成熟,发展商业承兑汇票的时间也较为长久。从中国的角度来看,随着我国市场经济地不断持续健康发展,商业承兑汇票市场也在不断发展,在未来将会代替银行承兑汇票,成为票据市场上主导的商业汇票。本文将从商业承兑汇票的发展现状,发展特点进行分析,得出商业承兑汇票目前发展存在的问题,并提出相应的解决方案。

Commercial acceptance bill is a kind of commercial bill, which is signed by the payee and accepted by the payer. In some developed countries such as the United Kingdom and the United States, the market economy originated earlier, the development of the bill market is relatively mature, and the development of commercial acceptance bills has taken a long time. From the perspective of China, with the continuous and healthy development of country’s market economy, the commercial acceptance bill market is also developing. In the future, it will replace bank acceptance bills and become the dominant commercial bill in the bill market. This article will analyze the development status and characteristics of commercial acceptance bills, draw out the existing problems in the current development of commercial acceptance bills, and propose corresponding solutions.