村镇银行发展中存在的问题与应对之策

On Problems and Strategies of Development in Rural Banking

村镇银行的发展备受媒体、学术界和金融从业者的广泛关注。我国村镇银行处于试点时期,存在着资金来源不足、信用风险过大等许多问题。借鉴其他国家村镇银行发展的成功经验,当前我国政府应给村镇银行适当的政策扶持并减少不当干预,同时村镇银行应严格市场操作,建立合理的规章制度;明确市场定位,开展错位竞争;完善监管,强化风险防范。创造条件以谋求村镇银行的可持续发展。

During the editing of Si Ku Quan Shu in Jiangxi Province, a lot of books were collected and selected. Jiangxi ranked third in quantity of collecting books among the 15 provinces. Many professionals were involved, and 22 Si Ku library editing officials joined in the task. 928 different types of renowned writings from Gang （ Jiangxi Province） ,were selected in Si Ku Quan Shu （ Ranking the third among the 15 provinces）. Jiangxi has a tight relationship with Si Ku Quan Shu and has made a great contribution to it.