摘要
经济、政治和文化是金融环境的外在性因素,这些要素构成商业银行小微企业贷款的金融外环境。文章实证研究了微贷客户经理工作绩效模型与金融外环境相关变量之间的关系及影响因素。这种影响通过复杂传导,一部分相关变量以单路径完全中介发生作用,而另一部分变量的影响是通过双路径部分中介作用实现的。该研究对决策层推动小微企业健康发展、培育小微企业内生动力、优化金融外环境具有一定的借鉴作用。
Economy, politics and culture are the exogenous factors of financial environments. These elements compose the external financial environment of commercial banksj small and micro-business loans, This paper is an empirical study of the relationship between the work performance model of micro-loan account managers and relevant variables in external financial environment. Through complex conductions, a part of these relevant variables works in complete mediation of single path, and the other part of these variables happens in partial mediation of double-loop. This empirical research is a very important reference for policymakers to promote the healthy development of small and micro-business, cultivate the inner drive of small business and optimize the financial environment.
出处
《当代经济管理》
2013年第3期82-92,共11页
Contemporary Economic Management
关键词
微贷客户经理
工作绩效
金融外环境
变量关系
实证研究
micro-loan account managers
work performance
exogenous financial environment
relationship between variables
empirical research