房地产抵押贷款业务评估中的弊端及相应对策

Real Estate Appraisal Enterprises to be Standardised

中国房地产评估业起步较晚 ,但发展十分迅速。随着房地产评估业务量的大量增加 ,房地产评估机构也越来越多 ,但由于管理方面的原因 ,评估机构在操作中存在着许多不规范现象。本文从房地产评估中介机构和银行等金融机构的特殊关系出发 ,对房地产抵押贷款评估中的不规范现象进行了剖析 。

Although it is not long since the Chinese real estate appraisal agencies appeared in China, they have been developing quickly. With the increase of real estate appraisal portfolio, the number of real estate appraisal agencies in the market also increases. However, because of the loose management in this field, there are many operation that are not standard and not allowed by the operating rules. This paper tackles this problem on the basis of the special relationship between real estate appraisal agencies and banks, analyzes the present situation in this field in detail and puts forward the strategies accordingly.