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Problems in Development of Micro-credit Loans to Farmers in China and Countermeasures

Problems in Development of Micro-credit Loans to Farmers in China and Countermeasures
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摘要 There are problems of inadequate natural endowment and weak stamina in the development of micro-credit loans to farmers in China. Specifically,existing problems include narrow profit space,serious non-agricultural trend of funds,high dependence on government support,short life cycle,and constantly increasing operating risks. These problems are related to endogenous drawback in design,defect in operating procedure,lagging in relevant policies and measures,and vacancy in risk compensation mechanism. There are problems of inadequate natural endowment and weak stamina in the development of micro-credit loans to farmers in China. Specifically,existing problems include narrow profit space,serious non-agricultural trend of funds,high dependence on government support,short life cycle,and constantly increasing operating risks. These problems are related to endogenous drawback in design,defect in operating procedure,lagging in relevant policies and measures,and vacancy in risk compensation mechanism.
作者 Lu TAN
机构地区 School of Economics
出处 《Asian Agricultural Research》 2014年第5期5-7,10,共4页 亚洲农业研究(英文)
关键词 MICRO-CREDIT LOAN to FARMERS Risk compensation MEC Micro-credit loan to farmers,Risk compensation mechanism,Rural China
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参考文献3

  • 1SHAN X.Develop micro-credit and promote inclusive finance:The status quo and development of farmers’’small scale credit in China. Times Finance . 2013
  • 2WEI L.Study on risk assessment system of farmers’’small scale credit. Research on Financial and Economic Issues . 2013
  • 3The People’’s Bank of China.China rural finance service report,2012. .

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