我国知识产权保险发展障碍与完善路径

Obstacles and Improvement Path of Intellectual Property Insurance in China

知识产权具有重要战略价值和经济价值,知识产权保险作为知识产权产业化进程中的风险管理手段亟待开发完善。我国知识产权保险试点已有多年,但仍面临投保意识较为薄弱、数据支撑缺乏、配套法律服务缺失、道德风险威胁、复合型人才匮乏等主要障碍,相关市场发展缓慢,其完善路径主要有多方位促进投保意识提升、建立综合性信息服务平台、合理设计配套法律服务、防范道德风险、培养复合型人才等。

Intellectual property has important strategic value and economic value.As a means of risk management in the process of intellectual property industrialization,intellectual property insurance needs to be developed and perfected.Intellectual property insurance in China has been piloted for many years,but it still faces major obstacles such as weak insurance awareness,lack of data support,lack of supporting legal services,threat of moral hazard,lack of inter-disciplinary talents and so on,and the relevant market develops slowly.Its improvement path mainly includes promoting insurance consciousness,establishing comprehensive information service platform,reasonably designing supporting legal service,preventing moral hazard and cultivating multi-talents.