基于SWOT分析的国有大型商业银行中间业务发展路径探讨

Research On The Development Path of Intermediary Business of Large State Owned Commercial Banks Based on SWOT Analysis

中间业务已成为商业银行利润增长的重要渠道,但由于受内外部环境影响,商业银行中间业务发展亟待新的突破。本文以工行、农行、中行、建行4家国有大型商业银行的年报数据为基础,通过SWOT方法剖析国有大型商业银行在中间业务发展中的内外部优势与劣势,并给出了中间业务发展的S-O、W-O、S-T、W-T4种路径选择,支持商业银行中间业务稳健发展。

Intermediary business has become an important channel for commercial banks to increase profits,but due to the influence of internal and external environment,the development of intermediary business needs new breakthrough.Based on the annual report data of CCB,ABC,ICBC and BOC,this paper analyzes the internal and external advantages and disadvantages of large state-owned commercial banks in the development of intermediary business through SWOT,and gives four paths of S-O,W-O,S-T and W-T to support the steady development of intermediary business.