以宏观审慎监管防范系统性金融风险

Preventing Systemic Financial Risks through Macro-prudential Supervision

爆发于2008年的全球性金融危机暴露出监管组织对系统重要性金融机构的监管不足,各国已开始有针对性地制定相关政策来加强对系统性风险的防范,而宏观审慎政策作为应对系统性风险的重要调控方式,其监管框架已成为各国监管体系的重要部分,其不仅对事前防范风险,也对事后处理不利影响有着重要作用。本文从时间维度和横截面维度两个方面来阐述对系统性风险的防范策略。

The global financial crisis that broke out in 2008 exposed the inadequate supervision of regulatory organizations over systemically important financial institutions.Countries have begun to formulate relevant policies to strengthen the prevention of systemic risks.As an important way of regulating and controlling systemic risks,macro-prudential policies have become an important part of the regulatory system of various countries.Prevent risks only beforehand.It also plays an important role in dealing with adverse effects after the event.This article elaborates on the preventive strategies of systemic risk from two aspects:time dimension and cross-sectional dimension.