中小银行推动陕西经济高质量发展的策略选择——基于交易银行视角

Research on the Strategies of Small and Medium-sized Banks to Promote the High-quality Development of Shaanxi’s Economy——Based on the perspective of transaction banking

经济高质量发展是“十四五”时期的发展主题。产业链的协调健康发展对于陕西经济高质量发展具有重要意义。中小银行作为推动陕西经济高质量发展的重要金融力量,探索适宜的业务模式,推动地区高质量发展成为其重要任务。本文通过对陕西经济发展现状的梳理,归纳出陕西的产业布局特点,提出发展交易银行业务是陕西中小银行推动产业链健康发展、经济高质量发展的关键举措;进一步结合陕西产业布局与规划确定交易银行业务的开展领域;最后为商超、医药以及汽车这三大行业如何基于产业链开展交易银行业务提供了策略参考,以使本文的研究更具实践性与现实意义。

High-quality economic development is the development theme during the"14th Five-Year Plan"period.The coordinated and healthy development of the industrial chain is of great significance to the high-quality economic development of Shaanxi.As an important financial force that promotes the high-quality economy of Shaanxi,small and medium-sized banks explore suitable business models and promote high-quality regional development as an important task.This article combs the status quo of Shaanxi’s economic development,summarizes the characteristics of Shaanxi’s industrial layout,and proposes that the development of transaction banking business is a key measure for Shaanxi small and medium-sized banks to promote the healthy development of the industrial chain and high-quality economic development.Further combining with Shaanxi’s industrial layout and planning,the field of transaction banking business has been determined.Finally,it provides a strategic reference for how to develop transaction banking business based on the industrial chain in the three major industries of supermarkets,medicines and automobiles,so as to make the research of this article more practical.