加强房地产行业反洗钱工作的思考及政策建议

Thoughts and Policy Suggestions on Strengthening anti Money Laundering in Real Estate Industry——Based on the practice and exploration of money laundering risk assessment of a real estate development enterprise

一直以来房地产行业都面临着较大的洗钱犯罪威胁,纵观国内外洗钱犯罪的案例,房地产行业反洗钱监管工作亟需加强。本文对照FATF监管建议,梳理回顾我国房地产行业反洗钱工作进展情况,结合发达国家反洗钱监管经验,提出有针对性的政策建议。

looking at the cases of money laundering crime at home and abroad,the real estate industry has been facing a greater threat of money laundering crime,and the anti money laundering supervision of the real estate industry needs to be strengthened.In 2021,Hanzhong central sub branch of the people’s Bank of China jointly explored and carried out the money laundering risk assessment of a real estate development enterprise,and deeply investigated the current situation and difficulties of representative real estate enterprises in fulfilling their anti money laundering obligations.Compared with FATF supervision suggestions,this paper combs and reviews the progress of anti money laundering in China’s real estate industry,systematically expounds the shortcomings of anti money laundering in the real estate industry,and puts forward targeted policy suggestions combined with the practice of money laundering risk assessment and the supervision experience of developed countries.