摘要
在介绍数字化转型所带来的机制改革的基础上,根据金融机构全面数字化转型发展的主要目标,从优化数字化渠道、提高数字化活客能力、创新金融产品、开展生态体系建设等多个方面入手,为实现金融机构数字化转型提出具有建设性的建议。
The paper firstly introduced the mechanism reform brought by digital transformation,and then proposed effective suggestions for the comprehensive digital transformation of financial institutions,including optimizing digital channels,strengthening the development of customers driven by digitalization,innovating financial products,and carrying out ecosystem construction.
作者
王慧
WANG Hui(Shenzhen University,Shenzhen 518060;Faculty of Finance,City University of Macao,Macao 999078,China)
出处
《山西财经大学学报》
北大核心
2024年第S01期46-48,共3页
Journal of Shanxi University of Finance and Economics
关键词
机制改革
金融机构
数字化转型
金融服务
客户需求
mechanism reform
financial institutions
digital transformation
financial services
customer demand
