互联网金融支持地方经济发展路径研究

On the Way to Supporting Local Economic Development by Internet Finance

当前,互联网金融与地方经济发展的融合度日益加深,但同时也暴露出诸如地域歧视、脱实入虚、细分业态良莠不齐等问题。2020年初新冠疫情的突袭对各地经济造成明显影响,但在线经济和数字经济的迅速崛起也为互联网金融行业带来了新的发展机遇。在产业复苏、新基建等政策背景下,如何利用互联网金融的创新模式为地方经济实现稳中求进目标增添新动力具有重要的现实意义,而这需要互联网金融企业、地方监管部门、高校、民众等多主体协同发力,共同探索互联网金融支持地方经济发展的可行路径。

At present,the integration of Internet finance and local economic development is deepening,and meanwhile many problems are also exposed,such as regional discrimination,investment from real economy to virtual economy,mixed quality of subdivision commercial activities,and so on.The sudden attack of covid-19 epidemic in early 2020 had a significant impact on local economies,but the rapid rise of online economy and digital economy has also brought about new development opportunities to the Internet financial industry.In the context of industrial recovery,new infrastructure and other policies,how to use the innovative model of Internet finance to add new impetus to the local economy for the purpose of steady progress has important practical significance,which requires Internet financial companies,local regulatory authorities,universities,the public and others subjects cooperatively work to probe into some feasible ways to supporting local economic development by Internet finance.