巴基斯坦银行体系服务中巴经济走廊高质量发展研究

Research on Pakistan Banking System Serving the High Quality Development of China–Pakistan Economic Corridor

中巴经济走廊自2013年启动以来,形成了以走廊建设为中心,以瓜达尔港、能源、基础设施建设、产业合作为重点的“1+4”合作布局,极大改善了巴基斯坦经济社会发展。目前,走廊项目融资以中资金融机构提供美元贷款为主,如何更好发挥巴基斯坦当地银行体系作用,服务走廊高质量发展成为亟待解决的课题。本文通过分析总结巴基斯坦各类型银行的优势,结合目前走廊项目融资面临的问题与局限性,建议撬动巴基斯坦当地银行资源,开展多币种、多渠道融资促进走廊项目可持续发展。立足巴基斯坦商业银行融资主力行角色,与商业银行开展全方位合作,同时拓展与伊斯兰银行、小微金融机构和开发性金融机构投融资合作,发挥各自优势,提升走廊项目融资的多样性、普惠性和开放性,打造兼具巴基斯坦金融特色与走廊特点的产融合作样本,用好在巴基斯坦中资金融机构资源,更好服务走廊高质量发展。

Since China–Pakistan Economic Corridor launched in 2013,it has formed a“1+4”cooperation layout focusing on corridor construction and Gwadar Port,energy,infrastructure construction and industrial cooperation,which has greatly improved Pakistan’s economic and social development.At present,the financing of corridor projects mainly relies on Chinese financial institutions providing US dollar loans.How to better play the role of Pakistani local banking system and serve the high-quality development of the corridor has become an urgent issue to be solved.The article analyzes and summarizes the advantages of various types of banks in Pakistan,combining with the current problems and limitations of corridor project financing,and suggests leveraging local bank resources in Pakistan and carrying out multi-currency and multi-channel financing to promote the sustainable development of corridor projects.Based on the main financing role of Pakistan’s scheduled banks,it is recommended to carry out all-round cooperation with scheduled banks,expand investment and financing cooperation with Islamic banking and micro finance institutions and development financial institutions,give play to their respective advantages so as to improve the diversity,inclusiveness and openness of corridor project financing and thus to create an example of industry finance cooperation that combines Pakistani financial characteristics and corridor characteristics,make good use of the resources of Chinese financial institutions in Pakistan,and better serve the high-quality development of the corridor.