金融支持特色产业助推乡村振兴研究——以国家农村改革试验区信阳市为例

Research on Financial Support for Characteristic Industry Promoting Rural Revitalization Taking Xinyang,the National Rural Reform Pilot Area,as an Example

2019年9月,习近平总书记在河南信阳视察时强调,依托红色文化和绿色资源发展乡村产业是振兴乡村的好做法。金融作为社会资金融通的中心,对特色产业发展壮大具有重要作用。本文以国家农村改革试验区信阳市为例,梳理信阳市特色产业发展情况,在总结了近年来金融支持特色产业具体做法的基础上,依据问卷调查数据得出结论:金融组织体系较完善、信贷资金量充足、融资成本低等方面为特色产业发展提供了有力支撑,而金融支持方式单一、产品创新不足、服务便捷性和效率不高、保障融资的第三方机制不健全影响金融对特色产业支持。最后,针对目前存在问题提出了金融支持特色产业的建议,以期为实现乡村振兴提供借鉴。

In September 2019,General Secretary Xi Jinping emphasized during an inspection in Xinyang,Henan,that relying on red culture and green resources to develop rural industries is a good way to revitalize the countryside.As the center of social financing,finance plays an important role in the development and growth of characteristic industries.This paper takes Xinyang,the national rural reform pilot area,as an example.Based on the results of financial support for characteristic industries in recent years,this article analyzes the matching of financial support for characteristic industries from both ends of supply and demand,and proposes the approach of the low matching aspects,which is expected to provide a reference for realizing rural revitalization.