农村地区金融信用体系建设短板分析与建议——以新疆为例

Analysis and suggestions on the construction of financial credit system in rural areas A Case of Xinjiang

我国是农业大国,"三农问题"始终是我国经济发展的重中之重,农村地区更是脱贫攻坚的主战场。近年来,乡村振兴战略实施为农业发展提供了难得的历史发展机遇,但目前我国农村信用体系建设相对滞后的局面,在一定程度上制约了农村经济发展。特别是在经济欠发达的新疆农村地区,信用体系建设进程缓慢的现状,更是制约了农村经济发展。文章在对新疆农村信用体系建设现状及供给情况进行有效分析的基础上,结合农村经济发展对信用体系建设需求的情况,提出了相应的政策建议。

China is a big agricultural country,the"three rural issues"has always been the top priority of China’s economic development,and rural areas are the main battlefield of poverty alleviation.In recent years,the implementation of Rural Revitalization Strategy has provided a rare historical development opportunity for agricultural development,but the current situation of the construction of rural credit system in China is relatively lagging behind,to a certain extent,restricting the development of rural economy.Especially in the underdeveloped rural areas of Xinjiang,the slow progress of credit system construction restricts the development of rural economy.Based on the effective analysis of the current situation and supply of rural credit system in Xinjiang,combined with the demand of rural economic development for credit system construction,this paper puts forward corresponding policy suggestions.