摘要
在农产品收购季节,农民收入增加,同时农村地区农产品交易变的活跃,对现金交易需求量增大。为了研究农产品收购对现金投放的影响,本文以新疆棉花为例,采用面板数据,根据棉花收购月份设置虚拟变量,同时考虑非现金结算的推广和应用对现金使用的替代效应,选取国内生产总值、人口、固定资产投资等指标,建立动态模型,进行实证分析,并根据分析提出现金管理的建议。
In the purchasing season of agricultural products,farmers’income increases,while the transaction of agricultural products in rural areas becomes active,and the demand for cash transaction increases.In order to study the impact of agricultural products purchase on cash delivery,this paper takes Xinjiang cotton as an example.This paper uses panel data,sets virtual variables according to the month of cotton acquisition,and considers the substitution effect of the promotion and application of non-cash settlement on cash use,selects indicators such as GDP,population,fixed asset investment,etc.to establish a dynamic model,the empirical analysis,and according to the analysis of cash management recommendations.
作者
张岩
闫瑞华
武政委
Zhang Yan;Yan Ruihua;Wu Zhengwei(Akesu Central Sub-branch,the People’s Bank of China;Urumqi Central Sub-branch,the People’s Bank of China)
出处
《金融发展评论》
2020年第2期74-91,共18页
Financial Development Review
关键词
农产品现金投放
面板数据
应用研究
Agricultural products
Cash delivery
Panel data
Applied research